GLIR Summer Special

Get Maximized Lifetime Income
from a High Quality Policy

This summer LSW is offering an optional Guaranteed Lifetime Income Rider1 with an enhanced Rollup rate of 8.15%. This special GLIR is available on our high quality single premium indexed annuities - policies that you have known and trusted for years!

With interest rates at unprecedented lows, the probability of outliving your money is significantly increased. For anyone seeking the certainty of guaranteed income for life, LSW’s GLIR Summer Special is a terrific option. The GLIR Summer Special available now through August 31, 2010 gives policy owners the opportunity to maximize their retirement income. Unlike other companies, our rollup rate compounds. That’s a guaranteed compound rollup rate of 8.15% for 10 years!

Look at how the compounding rollup rate on LSW’s SecurePlus Premier 10 creates greater income potential vs. the competitions’ simple rollup rates.

Example of a 59 year old contributing $100,000 starting income at age 69
spacer
The
Competition
SecurePlus Premier 10
(10% BAV)
Company A – 10% bonus 8% simple rollup
$9,500
$12,2492
Company B – No bonus 10% simple rollup
$11,800
$12,249
Company C – 10% bonus 8% compound rollup
$11,874
$12,249
Company D – 8% bonus 7.2% compound rollup
$11,905
$12,249
Company E – 5% bonus 7% compound rollup
$11,360
$12,249

This chart is for illustration purposes only.

Not only is LSW income one of the most competitive in the industry, the policyowners who purchase the Guaranteed Lifetime Income Rider get the exact same policy, initial rates, and renewal rates as people who do not elect the rider. We never have and will not ever penalize policy owners for electing the GLIR.

Summer Special Details

All completed applications on applicable policies that include a GLIR application which are received on or after May 17, 2010 and no later than August 31, 2010 will receive the GLIR Summer Special with an 8.15% rollup rate, guaranteed for 10 years. The rollup rate for policy years 11+ will be set annually in advance and is currently anticipated to be significantly less than the current rollup rate. The annual rider charge for this special GLIR is 85 basis points. Premium must be paid no later than November 30, 2010.

The GLIR Summer Special is available only until August 31, 2010.3

Contact your prospect today, because when summer is over, so is this special! Call the Annuity Sales Desk at 800-906-3310 or visit lifeofsouthwest.com for full details.

1 Guarantees backed by the claims-paying ability of the issuing company.
2 Please Note: A few states require the payment of premium taxes on annuities either at the time the company receives the money, or upon annuitization or withdrawal. If LSW must pay such taxes, we will deduct them from the Policy benefits at that time.
3 LSW reserves the right to prospectively cancel the program at any time with advance email notification.

SecurePlus Premier 10 is LSW Policy Form No. 7990. Guaranteed Lifetime Income Rider is Rider Form Nos. 7995 and 7996.


Form No. 10251(0510); LR11084(0510)

For Agent Use Only - Not For Use With The Public